{"product_id":"money-unplugged","title":"Money, Unplugged","description":"\u003cp\u003e\u003cstrong\u003eThe privacy-first budgeting guide.\u003c\/strong\u003e Track every dollar offline, with no apps, no bank logins and no data sharing.\u003c\/p\u003e\n\u003cp\u003eWhen you link your bank to a budgeting app, you're rarely connecting to just one company. Your spending history gets copied to app servers, data aggregators and partners, and every copy is another place it can be shared or breached. A month of transactions can reveal your health, your habits, your beliefs and when your home is empty.\u003c\/p\u003e\n\u003cp\u003eThis guide shows you how to build a budgeting system that lives only with you: on paper or in a file on your own device. It gives you all the clarity of a budgeting app, and your spending history has exactly one owner.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe hidden price of \"free\" budgeting:\u003c\/strong\u003e how apps really get your data (screen scraping, API tokens and cloud sync) and the five risks you accept when you link\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe six offline rules\u003c\/strong\u003e every system in the guide follows\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThree systems to choose from:\u003c\/strong\u003e the paper ledger, the offline spreadsheet and the envelope method, with a side-by-side comparison to help you pick\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBuild the offline spreadsheet:\u003c\/strong\u003e a simple four-tab workbook in Excel, LibreOffice or Numbers, with the formulas you need and how to make sure \"offline\" really means offline\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGetting data in without APIs:\u003c\/strong\u003e quick daily capture, a weekly receipt pouch and a monthly statement match\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe money rhythm:\u003c\/strong\u003e 2-minute daily, 15-minute weekly, 45-minute monthly and yearly check-ins\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLock it down:\u003c\/strong\u003e four layers of protection for your device, files, backups and paper records\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eShrink your bank footprint:\u003c\/strong\u003e revoke connected apps, tighten bank settings, and a step-by-step clean exit from any budgeting app\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYour first 30 days:\u003c\/strong\u003e a week-by-week plan to make the habit stick\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eYou get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e6 printable worksheets: Privacy Audit, Monthly Budget Plan, Transaction Log, Weekly Check-in, Savings Goals, and Net Worth \u0026amp; Year in Review\u003c\/li\u003e\n\u003cli\u003eA ready-to-copy spreadsheet layout and formulas\u003c\/li\u003e\n\u003cli\u003eA clean-exit checklist for leaving budgeting apps\u003c\/li\u003e\n\u003cli\u003eA 30-day plan to get started\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eAll you need is a notebook or computer, two recent bank statements and 15–30 minutes a week.\u003c\/p\u003e\n\u003cp\u003e25-page PDF · Instant download after checkout · Print the worksheets as often as you need\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eFor general education only. Not financial, legal or tax advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"Fieldbook","offers":[{"title":"Default Title","offer_id":47774553768020,"sku":null,"price":79.99,"currency_code":"MYR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0711\/7376\/7252\/files\/Money-Unplugged-cover.png?v=1791427725","url":"https:\/\/fieldbookstore.com\/products\/money-unplugged","provider":"Fieldbook Store","version":"1.0","type":"link"}